DeFi七點鐘社羣| 穩定幣趨勢和使用場景(HaykerDAO)

買賣虛擬貨幣

4月27日晚七點,DeFi七點鐘社羣迎來第79期嘉賓Khwarizmi ,HaykerDAO 社羣開發者,分享主題:穩定幣趨勢和使用場景(HaykerDAO)

DeFi七點鐘社羣,DeFi國內第一社羣;

目前分群建設1000+,覆蓋20萬+行業使用者,150家區塊鏈行業媒體宣發報道;

由區塊鏈技術的多位大咖共同發起成立;

目的是學習DeFi區塊鏈知識,推進區塊鏈技術在各個行業的落地和應用。

以下為嘉賓分享實錄:

01

問題1:請您先簡單介紹下HaykerDAO這個專案

Question 1: Please briefly introduce the HaykerDAO project

HaykerDAO是一個去中心化自治組織(DAO)治理鏈上穩定幣協議Hayker, HaykerDAO協議使用DAO批准的各種抵押品安全而公平地鑄造HAI(原生穩定幣),並保持透過協議向使用者發放的所有穩定幣貸款的完全抵押。

HaykerDAO is a Decentralized Autonomous Organization (DAO) that govern stablecoin protocol Hayker. The HaykerDAO protocol uses various types of collateral approved by DAO to safely and fairly mint HAI (Native Stablecoin), and maintain its distribution to users through the protocol, assuring that all issued HAI are fully secured for loans.

HaykerDAO協議,也被稱為多抵押品系統,是從MakerDAO fork出來的。我們的原生穩定幣是HAI,一種分散的、無偏見的、抵押品支援的、與美元掛鉤的穩定幣。由於其低波動性,HAI能夠抵禦惡性通脹,為任何人提供經濟自由和機會。HaykerDAO治理系統決定了使用者可以提供資產作為鑄HAI的抵押品,也就意味著我們的協議是由社羣組織和操作的。

The HaykerDAO protocol, which is a multi-collateral system, was forked from MakerDAO. Our native stablecoin is HAI, a decentralized, unbiased, collateral-backed stablecoin pegged to the U.S. dollar.Due to its low volatility, HAI can resist hyperinflation and provide economic freedom and opportunities for anyone. The HaykerDAO governance system determines that users can provide assets as collateral for casting HAI, meaningthat the protocol is organized and operated by the DAO community.

簡單說 HaykerDAO 是:

一個質押加密資產即可生成1:1錨定美金HAI的平臺;

一個安全可靠的借貸協議;

一個人人都用得上的穩定幣利器。

In simple words , HaykerDAO is:

A platform that pledges encrypted assets to generate a 1:1 anchor to USD HAI;

A safe and reliable lending protocol;

A stablecoin tool that everyone can use.

我們可以簡單理解它是HECO上的“MakerDAO”。

So HaykerDAO could be the "MakerDAO" on HECO.

02

問題2:在穩定幣發展的幾個階段,為什麼市場還是更認可全抵押去中心化穩定幣如HaykerDAO?

Question 2: In the several stages of stablecoin development, why does the market still recognize a fully collateralized and decentralized stablecoinlike HaykerDAO?

我們知道中本聰最早設想的“貨幣”的本質是基於密碼學實現去中心化的加密原生代幣。而以商業機構或者央行發行的數字貨幣雖採用區塊鏈技術,但帶有較強中心化屬性。

We know that the essence of "crypto currency" originally envisioned by Satoshi Nakamoto is a decentralized encrypted native coin based on cryptography. Although digital currencies issued by commercial institutions or central banks use blockchain technology, they still have strong centralization attributes.

縱觀穩定幣的發展史共計分為三代,一是以美元為抵押的穩定幣;二是嘗試構建加密貨幣行業的原生代幣;三是演算法穩定幣。而全抵押的去中心化穩定幣仍然是截止目前更為符合中本聰設想的加密數字資產。

In the development history of stablecoins, for now there are 3 types.

1. stablecoin collateralized by fiat like USDC;

2. crypto nativeand decentralized stablecoin that is fully collateralized by other crypto assets like DAI;

3.algorithmic stablecoin. .

The fully collateralized & decentralized stablecoinis still the one that is more in line with Satoshi Nakamoto's vision so far.

全抵押的去中心化穩定幣,這種型別的穩定幣透過全額抵押機制,以去中心化的形式在鏈上發行。去中心化穩定幣在設計上靈活性和透明度都更高,因為其不由任何一方控制,而且任何人都可以在鏈上稽覈協議的抵押率。

So fully collateralized & decentralized stablecoin , is the type of stablecoin that issued on the chain in a decentralized form through a Fully collateralizedmechanism. These stablecoins are more flexible and transparent in design, because they are not controlled by any party, and anyone can review the mortgage rate of the protocol on the chain.

而全抵押去中心化穩定幣先行者即MakerDAO是執行在以太坊上最成功的中心化穩定幣,而HaykerDAO是執行在HECO上的去中心化穩定幣。

As a pioneer of fully collateralized & decentralized stablecoins, MakerDAO, and its DAI isthe most successful stablecoin running on Ethereumso far, and we published HaykerDAO as decentralized stablecoin on HECO.

HaykerDAO用過量的抵押物來吸收抵押物本身價格波動帶來的風險,以穩定抵押獲得的HAI的價格。當HAI的價格出現波動時,HaykerDAO平臺中的看護機可以透過對HAI的買賣獲得利潤並且穩定HAI的價格。

HaykerDAO uses an excessive amount of collateral to absorb the risks caused by the price fluctuation of the collateral itself, so as to stabilize the price of HAI obtained by collateral . When the price of HAI fluctuates, the keepers in the HaykerDAO platform can obtain profits through the sale of HAI and stabilize HAIprice .

當抵押物的價格波動超越了一定幅度,系統中的大多數機制都無法穩定HAI的價格時,全域性清算系統便會啟動,將HAI回收並且向使用者返還抵押物,在最大程度上保護使用者的利益。

When the price fluctuation of the collateral exceeds a certain range and most of the mechanisms in the system cannot stabilize the price of HAI, the global clearing system will be activated to recover HAI and return the collateral to the user to protect the interests of users to the greatest extent .

03

問題3:使用者可以透過使用HAI 來做什麼?

Question 3: as an end users, what they can do using HAI ?

交易: HAI 是一種更智慧的數字貨幣,可以購買,出售和管理。

存幣生息: 一鍵存入,隨存隨取享受利息

其他場景:HAI的低波動性可抵抗惡性通貨膨脹,為任何地方的任何人提供經濟自由和機會

For Transaction, HAI is a stablecoin that can be bought, sold and managed.

Deposit and earn yield, as a stablecoin it can be depositedto other protocols with interest.

Other scenarios:HAI's low volatility can resist hyperinflation and provide economic freedom and opportunities for anyone anywhere.

04

問題4:能否跟我們簡單介紹下穩定幣HAI的代幣機制和特徵嗎?

Question 4: Can you give us a brief introduction to the token mechanism and featureof the stablecoin HAI?

HAI是火幣生態鏈(HECO)上第一個去中心化穩定幣,由HaykerDAO開發並管理,是去中心化金融(DeFi)的基礎設施。HAI由鏈上資產足額抵押擔保發行,和美元保持1:1錨定,1HAI =1美元。

HAI isthe first decentralized stablecoin on theHECO Chain. It is developed and managed by HaykerDAO and can be part of the infrastructureblocks for DeFi. HAI is issued by Fully collateralizedcryptoassets on the chain, and is anchored 1:1 with the U.S. dollar, so 1HAI is equal to1 U.S. dollar.

HAI可靠 ——與美元緊密掛鉤,具有可靠的價值,可以自由購買,出售和管理;

HAI無國界——HAI是全球性的,而且無國界,可以訪問網際網路,則可以訪問HAI,並自由使用它。

HAI更智慧—— 一鍵存入,隨存隨取享受利息;

Why HAI is reliablestablecoin ? its fully backed by other crypto assets and linked to the U.S. dollar, it has a reliable value and can be bought, sold and managed freely;

HAI is money without borders, If you can access the Internet, you can access HAI and use it freely.

HAI iscan be used to earn yields , just deposit and enjoy interest;

05

問題5:HaykerDAO 真的是一個人人用得上的去中心化穩定幣利器,此外治理幣HKR的代幣機制是什麼?

HaykerDAO is a decentralized stablecoin tool that everyone can use. In addition, what is the token mechanism of the governance token HKR?

HKR 是HaykerDAO平臺治理代幣,總量1,000,000,0預挖,0私募,完全流動性挖礦產生。

HKR is the governance token of HaykerDAO , with a total amount of 1,000,000, no premining, no private sale , fully distributed by yield farming.

挖礦產出HKR分配方式:

HKR distribution as follows :

15%:用於HaykerDao專案維護,僅與交易挖礦同步產生;

10%:作為早期治理幣對專案進行啟動與治理,在流動性挖礦超過50%以後,這10%治理幣將會投入到礦池總量供社羣挖礦產出;

75%:流動性挖礦,流動性挖礦將會受市場影響由市場來決定是否開啟挖礦,早期第一批流動性挖礦將會開啟一個月,預計產出10%的HKR左右。

15%: used for HaykerDao project maintenance,and will only be generated alongside with the yield farming output ;

10%: is the amount required for project governanceto start with , after liquidity mining exceeds 50%, this 10% tokens will be added in the total amount of mining pools and distributed by yield farming;

75%: by yield farming, miningpools opening and pausing depends on the market. The first batch of yield framing will start for one monthlongin the early stage, and it is expected to produce about 10% of HKR.

06

問題6:治理幣HKR 完全流動性挖礦產生,挖礦規則能詳細介紹下嗎?

Question 6: HKR generated by yield farming with full liquidity. Can introduce the mining rulesdetails?

HKR流動性挖礦支援LP挖礦區和單幣挖礦區,其中LP挖礦區佔流動性挖礦總量的93%,其中HAI區佔比33%,HKR區佔比60%,各個交易對區和單幣挖礦佔比根據鑄幣HAI的數量來分,其中首期LP挖礦區支援交易對:

HKR supports LP and single token yield farming, of which LP farming account for 93% of total , HAI zone accounts for 33% and HKR zone accounts for 60%.

Each pool or single token farm is divided according to the amount of minted HAIs.

HAI區首期支援HAI-DAI(LP)、HAI-USDT(LP)、HAI-HUSD(LP);

HKR區首期支援HKR-HUSD(LP)、HKR-HBTC(LP)、HKR-HT(LP)、HKR-ETH(LP)交易對。

the first-phase LP farming supports the following trading pairs:

HAIzone : HAI-DAI(LP), HAI-USDT(LP), HAI-HUSD(LP).

HKRzone : HKR-HUSD(LP),HKR-HBTC(LP), HKR-HT(LP), HKR-ETH(LP)

單幣挖區支援幣種和各個礦池挖礦佔比為:HAI(2%)、HT(1%)、HBTC(1%)、USDT(1%)、ETH(1%)、HUSD(1%)。

the first-phase single farming supports the following tokens:

HAI(2%), HT(1%), HBTC(1%), USDT(1%), ETH(1%), HUSD(1%)

07

問題7:HKR代幣如何建立或銷燬,HKR持有人有哪些權益?

Question 7: How to generate or destroy HKR tokens, and what rights do HKR holders have?

HaykerDAO成立之初就發行了1,000,000 HKR代幣。代幣是在不同情況下建立和銷燬的。當系統盈餘超過最低閾值時,HKR被銷燬,導致多餘的HAI被拍賣以換取HKR。相反,當系統債務超過最大閾值時,將建立HKR並將其拍賣給HAI,以補充該系統的資本金,這是非常罕見的。

HaykerDAO issued 1,000,000 HKR tokensonly.Tokens are created and destroyed under different circumstances. When the system surplus exceeds the minimum threshold, HKR is destroyed, resulting in excess HAI being auctioned in exchange for HKR. On the contrary, when the system debt exceeds the maximum threshold, HKR will be created and auctioned to HAI to supplement the capital of the system, which is very rare to happen.

HKR持有人有能力對 Hayker 本身進行技術更改,也可以批准有關非技術事項的鏈上決定。無論是更改系統引數,還是決定接受新的管理理念,HKR選民都擁有最終控制權。

HKR holders have the ability to make changes to Hayker protocol parameters, list new assets as collateralfor HAI, and can also approve on-chain decisions on non-technical matters. Whether it is technical or deciding a new management concept, HKR holders vote have the ultimate control.

08

問題8:HaykerDAO上線了嗎,最後您能說下HaykerDAO的後續發展計劃以及未來目標嗎?

Question 8: isHaykerDAO already launched? Now you cantalk about HaykerDAO's follow-up development plan and future goals

HaykerDAO於新加坡時間2021年4月26日20:00已正式上線,目前抵押HT/ HBTC/ HUSD/ ETH都將獲得HAI代幣,HKR流動性挖礦將於一週後開啟,目前已上線Dogeswap,後續還將上線更多去中心化交易所DEXs。

HaykerDAO has been officially launchedat 20:00 on April 26, 2021(yesterday), Singapore time.

now, HT/HBTC/HUSD/ETHare collateralsto obtain HAI token.AndHKRyield farmingwill be launched in a weekor so,

For now both HKR and HAI can be traded onDogeswapDEX, andwill be launchedon more DEXs.

HaykerDAO是繼MakerDAO之後第一個無國界、無偏見的去中心化穩定幣,不僅成為去中心化金融的基石,也在數字藝術和遊戲支付等領域廣為應用,甚至許多生活在通貨膨脹國家的人們將HAI作為首選的儲值手段。

HaykerDAO is the first borderless and unbiased decentralized stablecoinafter MakerDAO. It has not onlycanbecomea

cornerstone of decentralized finance, but is alsocanwidely used in fields such as digital art and game payment, and evenforpeople living in inflationary countriescanuse HAI as the preferred means of storing valueand transfer.

HaykerDAO的機制並不是和現實脫離的天馬行空,我們的願景是巨集大的,但深知必須符合經濟的規律和結合現實的腳踏實地,我們希望透過重塑一個貨幣體系,幫助那些沒有機會獲得傳統銀行服務的社群和個體。

The mechanism of HaykerDAO is not in separation from reality. The community have an ambitiousvision for it , but we know that it must conform to the laws of the economy and be down-to-earth in combination with reality. We wish to help Communities and individualswho do not have access to traditional banking services by reshaping a currency system.

風險警示:七點鐘所有文章都不能作為投資建議或推薦,投資有風險,投資應該考慮個人風險承受能力,建議對專案進行深入審查,慎重做好自己的投資決策。

Risk warning: all articles at 07:00 can not be used as investment advice or recommendation, investment is risky, investment should consider personal risk tolerance, it is recommended to conduct in-depth review of the project, carefully do their own investment decisions.

作者:七點鐘,來源:DeFi七點鐘社羣

免責聲明:

  1. 本文版權歸原作者所有,僅代表作者本人觀點,不代表鏈報觀點或立場。
  2. 如發現文章、圖片等侵權行爲,侵權責任將由作者本人承擔。
  3. 鏈報僅提供相關項目信息,不構成任何投資建議

推荐阅读